After buying your Bloomsburg, PA home, take time to research your home insurance options. Home insurance from The Good Insurance Group, LLC is one of the most effective ways of protecting your new home investment. By learning more about home insurance and the protection it has to offer, you can make good insurance choices.
What’s Covered by Home Insurance?
Home insurance protects your home and personal goods via dwelling and property coverage. It also covers liability claims that may arise if and when visitors have accidents on your property.
- Dwelling Coverage – covers damage to your home caused by common perils like fire, bad weather, and vandalism. If a storm damages your roof, for example, dwelling coverage will help cover repair costs. If your home is destroyed by fire, dwelling insurance will help pay to rebuild it, up to the limits of your policy.
- Property Coverage – protects your belongings from theft or damage. This includes your clothes, furnishings, electronics, and other personal items. If you choose replacement cost coverage, your insurance will cover the cost of replacing your goods if they’re stolen or destroyed in a covered peril, without taking off for depreciation.
- Liability Coverage – protects you against accidental injuries that may occur in your home or on your property. If a friend is injured while attending a party at your home, liability insurance will pay his medical bills. If you’re sued for damages due to an accident, liability insurance will cover your legal costs.
Importance of Home Insurance
By compensating you for your losses, home insurance saves you from covering these costs on your own. In this way, home insurance protects your income, savings, or retirement funds.
To purchase a home policy for your Bloomsburg, PA home, call or visit The Good Insurance Group, LLC today.