Some people find insurance confusing and overwhelming because there are so many different types of coverage. Here at The Good Insurance Group LLC, serving Bloomsburg, PA, and the surrounding areas, we want to help customers learn all they can about insurance products to make intelligent insurance choices. Keep reading to learn more about recreational insurance.
What Does Recreational Insurance Cover?
Recreational insurance provides coverage for recreational vehicles and items. This can include campers, RVs, ATVs, boats, jet skis, snowmobiles, dirt bikes, and other various types of recreational vehicles. This type of insurance is sometimes required by law to operate certain types of recreational vehicles.
Do I Need Recreational Insurance?
You will need to do your own research to determine if you are legally required to carry insurance for your particular type of recreational vehicle. These rules can vary from state to state and from vehicle to vehicle.
What Happens If I Don’t Have Recreational Insurance?
If you opt not to carry recreational insurance, you could risk being held liable for expenses resulting from an accident. For instance, even if you are not required by law to carry insurance on your ATV, if someone is injured or property is damaged because of the ATV, you will be held responsible for paying for the damage or medical treatment if someone is injured.
Insurance coverage means the policy will kick in and help pay those expenses for you.
If you want to learn more about recreational insurance, please get in touch with us at The Good Insurance Group LLC, which serves Bloomsburg, PA, and the surrounding areas.