The Good Insurance Group, LLC

825 Central Road Suite 1
Bloomsburg, PA 17815

Get Directions
Pennsylvania Blog

What vehicles qualify as classic cars?

What vehicles qualify as classic cars?

 You might think as your car ages that you might switch to classic car coverage. You might have heard that it costs less than regular auto coverage. It does, but your vehicle must meet certain criteria for classic car insurance. The Good Insurance Group LLC wants you to understand which vehicles in Bloomsburg, PA might qualify for classic car insurance.

What cars qualify for classic car insurance?

Most classic cars qualify by reaching the age of 25 years old or older. They also must qualify as rare though, as well as needing complete restoration before you purchase the insurance policy.

A rare or exotic car could only reach the age of 15 but still qualify for classic car insurance. It qualifies for its uniqueness.

When we say fully restored, that means that your vehicle contains all age-appropriate OEM parts. For example, you might purchase a used 1963 Corvette. You do not restore it but do repaint it. This does not qualify for classic car insurance. You need to restore the vehicle before it can qualify.

You purchase a kit to build a car that results in a replica of a rare, hard-to-find car. Your kit car, Model T, once complete, qualifies for classic car insurance. You cannot insure it while you build it though.

You also have to keep your vehicle in a garage to qualify. You need a relatively spotless driving record.

A Quick List of Qualifying Cars

While most of these vehicles are at least 25 years old or older, your vehicle of only 15 years of age could qualify for classic car insurance if it is rare. It must have been restored to its original condition though. Your insurer confirms this at an appraisal that also sets its replacement value. The types of vehicles that qualify include:

  • Antique farm equipment,
  • Classic military vehicles,
  • Antique or vintage motorcycles,
  • Collector cars made before 1980,
  • Collectible vehicles,
  • Modified street rods made before 1949,
  • Vintage vehicles made from 1919 to 1930.

Contact The Good Insurance Group LLC, serving Bloomsburg, PA to learn more about classic car insurance and to obtain a policy for your qualifying vehicle. Call us today.

Protect Your Classic Car With the Right Policy

It can be gratifying to have a classic car. Whether you’re a collector of them and have several, or you only have one that you’ve worked on for years, you want to make sure it’s protected the right way so you can enjoy it and have peace of mind at the same time. You can protect your assets with the right kind of classic car insurance from us at The Good Insurance Group, LLC. We want all of our Bloomsburg, PA area clients to get the quality and value they deserve in an insurance policy they can feel good about. There’s no need to settle for less than the right type and level of coverage for your classic car, no matter how you use it or how many of them you own.

A classic car can’t have the same type of policy as a regular car because classic cars aren’t as easily replaceable if something should happen to them. Getting parts or services for them can also be more difficult. But they still deserve adequate protection and can have the quality coverage they need to keep them safe. Protecting your assets is what insurance is all about, and when you have something unique like a classic car, it becomes all the more important to work with professionals who can help you get the right type and level of coverage for your needs.

If you’re in the Bloomsburg, PA area, we can help with your classic car insurance needs. Contact us today at The Good Insurance Group, LLC, and let our knowledgeable agents provide you with information and insight so you can make a wise decision about the coverage and protection for your classic car. We know that a classic car has a lot of sentimental importance in many cases, and we’ll work with you so you can feel comfortable with the coverage on your vehicle.